Month: September 2007

The Holy month of Ramadan and it’s significance

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Ramadan Prayer Timings

Five Pillars of Islam

There are five formal acts of worship which help strengthen a Muslim’s faith and obedience, which are call the “Five Pillars of Islam.” They are, testimony of faith (Shahada), prayer (salah), fasting (sawm), almsgiving (zakat) and pilgrimage (Haj). Testimony of faith is to delcare there is no god but Allah, and Mohammad is the messenger of Allah. Prayer, as a Muslim prays five times a day. Fasting is one month of daytime fasting every year. Almsgiving is when Muslims give a small percentage of their annual savings as charity. Pilgrimage is when worshippers make their way to Makkah.

Why we fast in Islam

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Why we fast in Islam
By Najla Al Awadhi, Special to Gulf News Published: September 12, 2007, 23:38

You mean you can’t even drink water?” a friend asked me this question with a bewildered look on her face, she couldn’t believe that fasting during the month of Ramadan meant I would not drink or eat from sunrise to sunset for an entire month.

As my friend stood there looking bewildered, I thought, is it really that hard to believe that Muslims refrain from food and drink during the fast? We fast the whole day knowing that we will be ending our fast with the setting of the sun, and in the context of a world where many live in poverty, where hunger and thirst for many become a way of life, our fasting really is a simple duty. This is the spirit of Ramadan, it is about understanding the feeling of hunger, it is about building empathy, self-restraint and piousness.

For myself, and for all devout Muslims, Ramadan holds such deep teachings; it is not a month about food, or about socialising in the evenings in Ramadan tents, or watching Ramadan shows on TV, Ramadan is about learning compassion, it’s about “cultivating our piety”.

What is Ramadan?

Ramadan is the ninth month of the Islamic lunar calendar (hijri calendar), we consider it to be the most holy and spiritually-beneficial month of the Islamic year. Ramadan is the month when the first verses of the holy Quran were revealed.

Fasting in the month of Ramadan is one of the five pillars of Islam, and all Muslims who are mentally and physically able and that have reached puberty are required to fast during this month.

Those who are sick, travelling, pregnant, menstruating or nursing women, are not required to fast, however, those who are unable to fast for these reasons must make up the days they missed fasting upon recovery or return, or after weaning.

In the month of Ramadan, we begin the fast with the sunrise and end the fast with the sunset, or with the fourth Muslim prayer of the day (maghrib prayer). The fast is ended each evening with a meal called iftar and the last meal we have is in the morning right before dawn which is called suhur.

Spiritual experience

The fast of Ramadan is not about physical deprivation, it is meant to be deeply spiritual experience. In the holy Quran it is stated that the purpose of the fast is to develop a quality which in Arabic we call taqwa.

Taqwa can be defined as, “worshipping God as if you see Him, because if you don’t, He sees you”. Taqwa is about cultivating an awareness that God is always watching. For example, when I fast nobody but God knows if I actually have observed the entire fast or if I secretly cheated. So in order to resist the temptation to cheat during the fast, I must remember that God is always watching and will see any lapse.

This sense of taqwa is carried over into other areas of our lives, hence by fasting we foster a habit of piousness, self-restraint, and an inner-balance. For devout Muslims Ramadan is a month of worship; prayer and recitation of the Quran during this month are pivotal, and it is common practice during this month to provide food/iftar to others especially the poor on a daily basis.

Today is the first day of Ramadan and over a billion people will be observing the fast during this holy month.

Whether you will be fasting or not, I hope that the lessons that Ramadan teaches of taqwa, compassion, piousness and charity will remain with you, and not just during this holy month, but I hope that you will carry these lessons with you every day of your life.

Najla Al Awadhi is a member of the UAE parliament (the Federal National Council), Deputy CEO Dubai Media Incorporated, and General Manager of Dubai One TV.

DNRD will work all day during Ramadan

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DNRD will work all day during Ramadan
By Mary Nammour / KHALEEJ TIMES 13 September 2007

DUBAI — The working hours of the Dubai Naturalisation and Residency Department (DNRD) during the holy month of Ramadan will be from 9am to 5.30pm while the Follow-up and Investigation Section (FIS) in Jumeirah will receive amnesty seekers from 9am to 2pm and from 9pm to 2am daily. This was announced yesterday by DNRD Director Brigadier Mohammed Ahmed Al Marri.

“Our new work timings have been fixed to cope up with the potential rush that might come up as a result of the shorter working hours during Ramadan. We also want to make sure that processing the applications of amnesty seekers will continue to be as smooth as possible,” Brig Al Marri said.

“DNRD staff will also be working from 9am to 5.30pm at the external branches, including the passport sections at the Jebel Ali Free Zone and the Naturalization and Residency Sections at Bin Souqat Shopping Centre, Abu Hail and Dnata,” he added.

He also noted that the new timings would be applicable to the customer service departments, including the Entry Permit for work, visit and tourist visas, the Residence Sections, the Naturalization and Passport Section, the Establishments Sections, online services and the e-gate for both individuals and establishments.

Visitors found working will face ban for life

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Visitors found working will face ban for life
By Ahmed Abdul Aziz and Lana Mahdi/ KHALEEJ TIMES 13 September 2007

ABU DHABI — Expatriates who entered the country on visit visas and are found working in companies will face a life ban, Assistant Under-Secretary in the Ministry of Labour (MoL) Obaid Rashid Al Zahmi stated yesterday.

“The ministry is studying imposing punishments on violators of labour rules and finally decided that visit visa holders, if found working in the country, will face a life ban,” explained Al Zahmi.

The decision was taken after MoL inspectors found that people on visit visas were still working in the country.

During the inspection campaign, which began immediately after the amnesty period ended on September 2, the inspectors found more than 250

companies violating the law by employing visit visa holders.

Al Zahmi pointed out that the companies must abide by the law when they need to import manpower.

“They must apply for the renewable temporary work permit of three-month validity, or get employment visa,” he added. This will protect the labourers’ rights because if they work on a visit visa they cannot demand their dues and rights.

The workers who come on employment visa or temporary work permit can go to the MoL and demanding their rights, including cost of medical treatment in case of an accident.

In another important announcement yesterday, Al Zahmi said the ministry will from January 2008 stop issuing work permits to companies which do not open bank accounts for their employees.

Opening of bank accounts for workers is being made compulsory to ensure protection of workers’ rights, he added.

Meanwhile, the Deputy Director of Naturalisation and Residency Department in Al Ain, Col. Nasir Al Awady Al Minhaly, said that during Ramadan the department will work in two shifts from 9.00am to 2.00pm and 2.00pm to 5.00pm.

Abu Dhabi unveils 2030 growth plan

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Abu Dhabi unveils 2030 growth plan
(Wam) 13 September 2007

ABU DHABI — The President, His Highness Shaikh Khalifa bin Zayed Al Nahyan, was briefed on the Abu Dhabi development plan until 2030 at his Bateen Palace here yesterday.

General Shaikh Mohammed bin Zayed Al Nahyan, Crown Prince of Abu Dhabi and Deputy Supreme Commander of the UAE Armed Forces, attended the briefing.

Shaikh Khalifa expressed his satisfaction about the development plan of the capital city, Abu Dhabi, and implementation of work projects to develop the country at par with the developed countries of the world. He listened to the detailed briefing about the plans and objectives and how to execute them by Khaldoun Khalifa Mubarak, Chairman of the Abu Dhabi Executive Authority.

The move is in response to the need for a well-studied, accurate planning amid huge development and growing population of the Abu Dhabi emirate.

Mubarak said the “plan is based on sustainable development that reflects economic and environmental situation and preservation of the natural environment of coasts and deserts. It also covers transport and communication networks as per international standards and in line with the values and traditions of the UAE”.

He said that the plan has been set for a city that will be inhabited by three million people by year 2030 and with infrastructre that meets such a growth, adding that the plan includes construction of metro and internal train network.

“The interior part of the city will be expanded through road network paralell to the islands to create a new commercial area on Al Sowah and Al Reem Islands,” Mubarak said.

After the briefing, Khalifa issued instructions on provision of all means of comfort, including more parks, convenient transport, preservation of the UAE environment and making the UAE an attractive cultural, commercial and tourist hub.

For smart investors, STP’s the next step

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For smart investors, STP’s the next step
10 Sep, 2007, 0443 hrs IST,Barun Chakraborty, TNN

Over the past one month, equity investors across the globe have seen their fortune swing back and forth. Concerns over subprime lending, yen-carry trade and the looming spectre of a US slowdown not only battered global equity markets, but also raised doubts among several retail investors on the course of the markets in the short- to- medium-term.

In India too, investors have had a tough time given the kind of gyrations the markets have been witnessing.

The Sensex has seen several major corrections since it touched its life-high of 15,868 on July 24 this year, and after dropping to 14,000-levels it bounced back to 15,600-levels.

A retail investor is likely to remain confused as to whether it is the right time to enter the markets? Should one expect some more corrections? Unfortunately, no one can predict the course of the market. For a retail investor, timing the entry or exit is a difficult act to follow. The best way to survive a volatile market is to keep investing in equities and stay put with a long-term horizon.

SIP (Systematic Investment Plan)

For mutual fund investors, the systematic investment plans (SIPs) are the best method to stay invested without bothering too much about the market ups and downs. Through regular investing, one gets to invest in the highs as well as the lows. This helps in averaging out the market volatility. The investor keeps investing a certain amount (as small as Rs 50) at regular intervals. As the market soars, even the value of the investment scales new highs. And when the market tanks, the value of the mutual fund units —the net asset value (NAV) — too comes down. This means more units for the same SIP amount.

Apart from inculcating the discipline to invest regularly, the fact that the investor has to stay invested for at least two years in a fund to free his/her investment in one-year SIP from capital gains tax, gives enough time for the money to stay put in the market and appreciate.

STP (Systematic Transfer Plan) Edge

The SIP is the best route to invest with regular cash flows. But what if someone has a huge corpus and plans to invest in equities and at the same time is worried about the prevailing uncertainty in the market? Still, the systematic investment route remains the best vehicle to move ahead.

The gains could be enhanced by opting for a systematic transfer plan (STP) along with the SIP. STP allows one to make periodic transfers from one fund into another.

In an SIP, an investor typically parks the money in a bank savings account and a certain amount is transferred at a regular interval from the savings account to the fund house for buying into a specified equity fund.

In the case of an STP, the lumpsum is invested in a liquid or a floating short-term plan and is transferred at regular interval to a specified equity fund. For example, one has Rs 60,000 to invest in equities, he can put the entire amount in a liquid plan and go for a monthly SIP of Rs 5,000 in an equity plan through a systematic transfer.

However, the limitation of this investment process is its inability to invest in different fund houses. So, if you have an equity fund to invest through the SIP mode, you would have to choose the liquid fund of the same fund house. But with little difference in returns among different liquid funds and its almost risk-free status, STP is still a better bet.

While an investor earns only around 3.5% pa interest on the amount parked in the savings account, a liquid fund gives a higher return of 5-7% pa on the corpus with the same level of liquidity. As these funds invest in safe and liquid debt instruments, the level of risk remains very low.

Positive action for dealing with change

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Positive action for dealing with change
10 Sep, 2007, 0019 hrs IST,Nandan M Nilekani,

As Global business leaders, we operate at a time when the need to address larger issues such as climate change and poverty is becoming more urgent. Questions are being asked about the role that large companies play in addressing these challenges. This is why the inquiry into Tomorrow’s Global Company, initiated by the Tomorrow’s Company think-tank, has proved so timely and relevant.

This writer co-chaired the inquiry that brought together representatives from businesses based in Asia, North America and Europe as well as people from non-governmental organisations (NGOs) and not-for-profit groups. They came from ABB, Alcan, Amnesty International Business Group, BP, Dr Reddy’s, Ford, The International Institute for Sustainable Development, KPMG, Leaders’ Quest, McKinsey, Standard Chartered etc.

Given this diversity of backgrounds, it was interesting to find a remarkable degree of consensus in our views. We agreed that the market economy has proved a powerful force for innovation, growth, employment and development. Today, the market’s power is most dramatically seen in the process of globalisation, which is driving up productivity and creating prosperity.

However, we also agreed that the world is undergoing unprecedented change, characterised not only by economic growth but by increasing pressure on the environment and continuing social, political and cultural divisions. The positive power of globalisation is not touching many lives.

Global companies — with their scale, power, capabilities and experience — are uniquely placed to deliver practical solutions to resolve these issues. They can develop new technologies, create jobs, raise skill levels, set benchmarks in working conditions and provide goods and services to improve living standards for the world’s poor. In other words, companies can make a positive difference.

Going beyond our current efforts, we need to envision a world in which companies make profits and create shareholder value while tackling large global problems. There is no simple answer. But we have agreed on specific priorities — actions we believe companies should take to realise our shared vision.

Our three priorities were: redefining success, living by strong values, and deeper engagement with governments, etc., to create stronger market frameworks. We saw these as critical factors for changing businesses from wealth creators to agents of social change.

First, we agreed that global companies must redefine ‘success’. It isn’t only about delivering short-term returns to investors but about creating lasting positive impact for society and the environment. If companies can make such contributions, the profits will follow.

Investors are increasingly judging companies on their prospects for sustainable success — looking hard at performance against environmental, social and governance indicators. They want companies to be clear about their goals for building value and prove that they are achieving them. The onus is on us to define specific measures of long-term success and demonstrate that we are on track to meet them.

Our second priority was for companies to articulate and live by strong values. Global businesses are diverse in many respects — geographically, culturally and linguistically — but they cannot afford to be so in regard to ethics and behaviour.

Strong values — put in practice through codes of conduct or charters — bind a multinational together, providing motivation internally and building trust externally. For example, if a company says it believes in education and backs that belief with investment, people will make the connection that wherever that company operates it will support education. This association becomes integral to the company’s brand. While helping people develop skills, the company also attracts customers who value its reputation for encouraging learning.

Our third priority related specifically to directing the power of the market for social and environmental ends. In many areas there are no international rules laid down by governments, which means that there are serious failures in the frameworks that should constrain the market. Over the past two decades, NGOs have highlighted these areas — from the environmental damage caused by construction projects to corruption that prevents the proceeds of global companies’ work from benefiting citizens of developing countries.

Progressive businesses have evinced interest in tackling such problems both to avoid negative outcomes and being undercut by less scrupulous competitors. Such issues can only be resolved by strong national regulation and international agreements. However, one cannot simply shift the responsibility onto governments.

That is why companies must continue to implement voluntary agreements. Examples include the Kimberley Process, which seeks to prevent the sale of ‘conflict diamonds’; the Equator Principles, which make banks’ funding for major projects contingent on social and environmental responsibility; and the Extractive Industries Transparency Initiative, which combats corruption by encouraging greater openness about the use of revenues from oil, gas and mining operations.

While they are a good start, these initiatives must be followed up by stronger frameworks of agreements, laws and regulations to ensure that the power of the market is unlocked to address the problems of our time. And companies must work with governments to create such frameworks.

In the last decade there has been emphasis on doing business in a ‘responsible’ way, i.e., avoiding negative impact on society and the environment. We must now focus on doing business in a ‘sustainable’ way — delivering positive impact to society and the environment. This also means doing so in a way that assures our own sustainability, without which we can do nothing.

Global businesses have huge resources, deep capabilities and extensive reach. They also have front-line experience of key problems such as poverty, environmental issues and human rights dilemmas. We have shown that we understand the problems. We must now be part of the solution.

(The author is co-chairman, Infosys Technologies)

Creativity from being oneself

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Creativity from being oneself
10 Sep, 2007, 0548 hrs IST,K VIJAYARAGHAVAN, TNN

In a song sung by Mohammed Rafi for the film Izzat, released in 1968 (Lyrics: Sahir Ludhianvi), the message of authenticity is brought out in the lines, Kya miliye aise logon se, jinki fithrath chupi rahe; nakli chehera samne aaye, asli surath chupi rahe (what can be obtained from such people whose nature lies hidden, where only the false face is in view and the real face stays hidden?). This song further expatiates powerfully on the ways of such pretentious persons in this world of make believe and sham.
Many indeed are far removed from their normal selves, influenced as they are by feelings of insecurity and anxieties or in consequence of their greed for money, power and fame. While some openly and brazenly cast off all scruples and goodness in their feverish pursuits, some continue to talk of and preach honesty and integrity, though unable to bring themselves to lead a life of clarity and real substance.

They thus display a dichotomy in character, which also finally manifests, to an intelligent observer, in their conflicting words and acts. While many are helpless tools of situations, some also can cause serious harm through their glib talk and convincing exterior. Such wolves in sheep’s clothing are verily walking examples of split personalities, whose cliché laden and sugar-coated words would extend to swearing and making promises, adroitly stage managed to bowl many over.

In an incisive article, “The Awesome Power to be Ourselves”, (Reader’s Digest, July 1983) Ardis Whitman rightly terms the power to be oneself as the greatest power — the power which could touch the destiny and trends of situations and peoples. Citing specific examples of great personalities, who possessed this power of integrity and authenticity, Whitman also points out how, on the contrary, the “loss of power” on the part of the soul, could also result in unexplained fatigue and various psychosomatic diseases.

While specific mental and spiritual exercises could help one to obtain authenticity and clarity within, being in solitude once in a while, reflecting on things within and without is also a powerful tool in this journey. This verily is the application of the exhortation, ‘Know Thyself’, the concept of Sage Patanjali (Yoga Sutra: 1,3) of being established in one’s true self (swarupa) and the injunctions in the Bhagawad Gita (2,45; 5,3 and 5,25) to become freed of conflicts and dualities within.

Time for Chak De, India – Narayana Murthy

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Time for Chak De, India
11 Sep, 2007, 0000 hrs IST,Narayana Murthy, for ECONOMICS TIMES
NEW DELHI: The other day, my wife and I were perhaps among the very few post-fifty people in the mostly-twentyish crowd watching the film Chak De in Bangalore. You had to be there to believe the shouts of joy that accompanied every goal India scored in the imaginary tournament in the movie.

The mood at the end was as if India had actually won the women’s world cup in hockey. I can appreciate this mood since I too felt similar joy and pride when hundreds of cameras clicked at me holding our national flag, on India and my being declared the winners of the E and Y world entrepreneur award among the forty-odd competing nations at Monaco in 2003. As I exited the theatre after watching Chak De that day, several youngsters asked me for my reaction to the movie. My answer was simple. I said I wanted to see the movie become a reality not just in hockey but in every sphere.
The recipe for such a success was most wonderfully conveyed by Shah Rukh Khan and those wonderful women hockey players in the movie. Let me recount them here. We have to identify as Indians first and rise above our affiliations with our states, religions and castes.

We must accept meritocracy and enthusiastically play the role we are best suited to. We must embrace discipline to strictly follow every step required for success. We have to put the interest of our nation ahead of our personal interests, subordinating our egos and biases. Finally, we have to put in tremendous hard work and make short term sacrifices for long term glory.

I have immense faith and optimism in the youth of this country. But, will we get our leaders to set examples for hundreds of millions of Indian youth? I wish more and more of our leaders see Chak De and learn these precious lessons. (The author is Chief Mentor and Chairman of the Board, Infosys)

World’s fastest bowler is an Indian

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World’s fastest woman bowler is an Indian
TNN / Partha Bhaduri & Sumit Mukherjee

JOHANNESBURG/KOLKATA, September 11: When the jet-lagged Indian men’s cricket team landed in Jo’burg and realised they had to attend the ICC awards function, a groan went up. They’d have preferred to rest, especially since not one of them was in the running for any of the awards.

Then the big night came around. Skipper MS Dhoni was called to present a trophy, and suddenly he was applauding. The other members of Team India were up on their feet too, putting their hands together for a player who played a key role in India’s historic Test series win in England – Jhulan Goswami.

Jhulan who? Never heard the name? Few have. In a country that’s cricket-mad, the world’s fastest bowler in women’s cricket has gone largely unrecognised. Till Monday night, when the strapping 24-year-old from the backwaters of Chakdah (in West Bengal’s Nadia district) was declared ICC’s Woman Player of the Year.

“Everyone thinks women should not play cricket. I just hope this award which I got when no cricketer from the men’s team was nominated makes news,” she told TOI after her acceptance speech.

Clear shades of Chak De. While the men’s team was feted for its Test series triumph in England, a similar feat by the women last year went unnoticed. That series had presented the rare sight of opposing batsmen backing away as an Indian pacer charged in.

In fact, England captain Charlotte Edwards, who had become Jhulan’s bunny, dropped herself down the order so she wouldn’t have to face her nemesis straightaway.

Edwards’s woes can be traced back to the boys in Jhulan’s neighbourhood when she was growing up. They wouldn’t let her bowl in their matches, because she was too slow. Edwards paid the price years later.